Tag Archives: consumption

Screwing the American Economy by Screwing Its Young

Written by Steven Hansen The inordinate growth of student loans – and its effect on the economy – is killing consumption (autos) and the housing sector.  This is no short term dynamic, but will effect the economy for decades. [click … Continue reading

Posted in Consumer Credit, Weekly Economic Summary, aa syndication | Tagged , , , , , , , , , , , , | 1 Comment

What Would It Take to Ignite Inflation?

Written by Gene Balas We see a few signs of budding inflation.  But will it bloom? Survey data point to businesses’ higher costs in recent months.  The key question is whether those cost increases are temporary or persistent, and whether … Continue reading

Posted in Consumer Credit, Consumer Sentiment, ISM Surveys, aa syndication, macroeconomics | Tagged , , , , , , , , , | Leave a comment

Who is Confused: Consumers or Consumer Observers?

Written by Gene Balas Most of the time, consumers of economic data look at broad indicators to determine a basic question: “is economy activity growing or contracting?” Based on the answer to this question, investors may alter their asset allocation … Continue reading

Posted in Consumer Sentiment, Durable Goods, Manufacturing, Personal Income and Consumption | Tagged , , , , , , , | Leave a comment

Cliffs, Nightmares, and Hidden Consumer Taxes

Written by Steven Hansen While watching Chairman Bernanke weave and bob in front of Congress this past week, I started to ponder what he said: The U.S. economy has continued to recover, but economic activity appears to have decelerated somewhat … Continue reading

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Are Price Increases Killing Consumption?

Written by Steven Hansen Based on comments on my last post, that there are misconceptions about consumer spending patterns and the effects of price increases.  Consider several potential effects caused by price increases: A consumer can do without.  No vacation, … Continue reading

Posted in Personal Income and Consumption, Prices - PPI, CPI and More, Weekly Economic Summary, aa syndication | Tagged , , , , , , , , | Leave a comment

Joe Sixpack May Be Returning to Consumption Trough

Written by John Lounsbury and Steven Hansen The New York Times this week posted Consumers Unlikely to Rekindle the Recovery.  To “prove” their point they presented three nasty but unfortunately correct graphics.

Posted in Personal Income and Consumption, Weekly Economic Summary, aa syndication | Tagged , , , , , , , , , | 1 Comment

Real Estate: Not the Big Overinvestment Problem in China

by Michael Pettis Before starting on the subject of debt I wanted to make a quick reference to something sent to me by Charles Horner, a senior fellow at the Hudson Institute. I am glad to say that the overinvestment … Continue reading

Posted in China, macroeconomics | Tagged , , , , , , , | 4 Comments

GDP Improves – But Does it Have Legs?

by Rick Davis The Bureau of Economic Analysis’s (BEA) first (“Advance”) estimate of third quarter 2011 U.S. Gross Domestic Product (GDP) was reported to be 2.46%, nearly twice the rate reported for the second quarter. The improvements were broadly spread … Continue reading

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Interest Rates, Consumption and Savings Rates

Over the past 10 years Chinese consumption has declined, investment increased and real interest rates have declined. And interest rate increases have pushed inflation inflation higher. Continue reading

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China: Small Company Crack in the High Growth Armor

Small and medium enterprises (SMEs) are by far the most efficient part of the Chinese economy and the only part creating real value. My experience in other developing countries suggest that SME owners tend to be the most sensitive to and aware of changes in risk, and if we start to see rising bankruptcies among SMEs, coupled with disinvestment and increasing capital outflows, that is almost always a very worrying sign. When SME owners start to worry, so should we. Continue reading

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Savings Rate Disparities

If high-consumers (low savers) become as virtuous as low-consumers (high savers), that just means that global demand will decline, and with it, global unemployment will rise. In that case global savings won’t go up. They will go down, since rising unemployment causes income to decline faster than consumption.
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Did the USA Trade Balance Deficit Increase in December 2010?

With crude oil increases, it should come as no surprise that the trade balance should have grown in December 2010. But some aspects are also trending lower. Continue reading

Posted in Trade Data | Tagged , , , , , , | 4 Comments

Chicago Fed Activity Index Improves In December

The Chicago Fed National Activity Index (CFNAI) was up slightly in December; However December releases are usually revised significantly in subsequent months. We will not be sure of the reading until perhaps March. Continue reading

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The Puzzle of China’s Rising Household Savings Rate

Efforts of China to increase domestic consumption are thwarted by a very high household savings rate. Continue reading

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Will the US Consumer Come Back in 2011?

The U.S. consumer is still far overleveraged compared to history. This must improve for a strong consumer comeback. Continue reading

Posted in Consumer Credit | Tagged , , , | 1 Comment

Savings, Work, Keynes and Policy Realism

Some things are truths, supported by facts. When facts and beliefs are in conflict, which should win? The answer is at the heart of our inability to solve problems. Continue reading

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China: Continued Attempts to Grow through Investment Likely

China’s GDP growth rates in 2011 will be likely continue to be strong as high investment continues. By the end of the year there will be much more concern about rebalancing processes. Continue reading

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Personal Income Declines in September

Personal income appears is nearly flat over the past four months but personal consumption has continued to rise. Transfer payments have declined for the first time in a year. Continue reading

Posted in Personal Income and Consumption | Tagged , | 1 Comment