Tags: mortgages

FHA Lending Rebounds In Wake Of Subprime Crisis

April 21st, 2015
in econ_news

from the Cleveland Fed During the Great Recession, lending standards tightened, making it difficult for some borrowers to get or refinance their mortgages. Several indicators suggest that conditions have eased up, and credit may be more available now.… more »

Credit Supply And The Housing Boom

April 20th, 2015
in econ_news

by Liberty Street Economics There is no consensus among economists as to what drove the rise of U.S. house prices and household debt in the period leading up to the recent financial crisis. In this post, we argue that the fundamental factor behind that… more »

Mortgaging The Future? Home Mortgages Have Had A Profound Influence On The Dynamics Of Business Cycles.

March 25th, 2015
in econ_news

by Oscar Jorda, Moritz Schularick, and Alan M. Taylor - FRBSF Economic Letter, Federal Reserve Bank of San Francisco In the six decades following World War II, bank lending measured as a ratio to GDP has quadrupled in advanced economies. To a great ext… more »

How Mortgage Finance Affects The Urban Landscape

February 28th, 2015
in econ_news

from the New York Fed Over 80 percent of Americans live in metropolitan areas, and housing is the dominant land use in cities. For many Americans, homeownership is an important goal, and a substantial majority of the population, including renters, beli… more »

National Association of Home Builders Claims 18,700 New-Home Sales Lost as Buyers Were Unable to Qualify for Mortgages

October 10th, 2014
in econ_news

by National Association of Home Builders (NAHB) Tight mortgage lending standards continue to affect sales for single-family builders across the nation, according to a survey released by the National Association of Home Builders (NAHB). Well over half o… more »

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