Credit Scoring and the Revolution in Debt

April 29th, 2014
in econ_news

by David A. Price - EconFocus, Federal Reserve Bank of Richmond

Whether you are applying for a mortgage, signing up for a credit card, or thinking about how to finance a small business, you’ll quickly come face to face with one of the transformative developments of the digital age: the credit score. It doesn't enjoy the glamorous image of the social network or the smartphone — but much as those tools have spread access to information, the credit score has been a powerful catalyst in broadening access to credit.

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Source: http://www.richmondfed.org/publications/research/econ_focus/2013/q4/pdf/feature3.pdf















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