January 31st, 2011
Econintersect: A Federal Reserve Opinion survey results show improving loan demand in the business and commerical sectors - while consumer real estate and consumer credit demand is flat or down.
Demand increased, on net, for business loans, including C&I loans, particularly for large or middle-market firms. A smaller net fraction of banks reported increased demand for CRE loans. Moderate net fractions of banks reported decreased demand for all types of residential mortgage loans. In addition, banks, on net, did not indicate much change in demand for consumer loans. Follow up:
The graphs below show the relative change over time of demand. Zero is flat demand. For demand to be increasing, it needs to be a positive number.